Terms of Service

Agreement to Terms

By accessing and using HigherValue's website and services, you accept and agree to be bound by the terms and provision of this agreement.

Use License

Permission is granted to temporarily download one copy of the materials (information or software) on HigherValue's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• • Modify or copy the materials
• • Use the materials for any commercial purpose or for any public display
• • Attempt to reverse engineer any software contained on the website
• • Remove any copyright or other proprietary notations from the materials
• • Transfer the materials to another person or "mirror" the materials on any other server

Subscription & Billing

Refund Policy

If you're unsatisfied with our service, we offer a 30-day money-back guarantee on your first subscription. After 30 days, no refunds are issued for active subscriptions. You can cancel anytime to stop future charges.

Acceptable Use Policy

You agree not to use our service to:

• • Engage in any unlawful or fraudulent activity
• • Harass, abuse, or threaten other users
• • Access or search the service by any means other than our publicly supported interfaces
• • Violate any laws or regulations
• • Attempt to gain unauthorized access to our systems
• • Share your account credentials with unauthorized third parties

Intellectual Property Rights

The Service and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio) are owned by HigherValue, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, and other intellectual property laws.

Limitation of Liability

IN NO EVENT SHALL HIGHERVALUE, NOR ITS DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES RESULTING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE.

Disclaimers

The materials on HigherValue's website are provided on an 'as is' basis. HigherValue makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Dispute Resolution

Any dispute arising out of or related to these Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

Termination

HigherValue reserves the right to terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason whatsoever, including if you breach these Terms of Service.

Changes to Terms

HigherValue reserves the right, at its sole discretion, to modify or replace these Terms at any time. We will provide at least 30 days' notice of any changes.

Contact

If you have any questions about these Terms, please contact us at: